Affordable Term Life Insurance From Liberty Life Insurance Company

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To Be Used With Form Number ST(01-03), et al.

© Liberty Life Insurance Company 2005. RBC Insurance is a brand name for the U.S. Insurance operations of Royal Bank of Canada, including Liberty Life Insurance Company. This product is available to US and Canadian citizens residing in the United States. This product is not available in every state or to individuals residing outside of the U.S.

® Registered trademarks of Royal Bank of Canada. Used under license.

TM Trademark of Royal Bank of Canada. Used under license.

ET3 (05-05)